Terms of use

Last updated: 9 May 2026

Educational purpose

This site is an educational tool for comparing the financial outcome of renting versus buying a home under user-supplied assumptions. It is not financial, tax, legal, or investment advice, and it is no substitute for consultation with a licensed professional in your jurisdiction.

Accuracy

The calculator implements simplified versions of US, Dutch, and Italian tax rules. Tax parameters reflect rules in force at the time of writing and may change. The operator does not guarantee that any number returned by the calculator is correct, current, or applicable to your specific situation. Cross-check with a qualified advisor before making any financial decision.

"As is" — no warranty

The site is provided "as is" without warranty of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement.

Limitation of liability

To the fullest extent permitted by law, the operator is not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of, or inability to use, this site, including any decision made on the basis of its output.

Third-party content

This site displays advertisements served by Google AdSense and may link to third-party websites. The operator does not control, endorse, or accept responsibility for third-party content.

Governing law

These terms are governed by the laws of the Netherlands. Any dispute will be submitted to the competent court in the Netherlands, without prejudice to consumer protection rights you have under mandatory local law.

Changes

These terms may be updated. The "Last updated" date above reflects the most recent change.

Contact

Questions: financial-instruments@proton.me.